The Tories, shadow chancellor George Osborne that is, say that the voluntary scheme would be self-financing as only 20% of those paying in would get ill enough to have to draw on the scheme, and that no public money would be needed to operate it.
It sounds too good to be true. Particularly when you realise they are talking about care home charges.
They are preying on middle class fears about lost equity - if the country could afford it we may have fallen for it but not in the current climate.
Don't insult our intelligence.
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